Opening a Bank Account in Hong Kong For Your Domestic Helper: The Ultimate Guide

Maybe you just employed a new domestic helper or maybe you have been employing her for a few years. In any case, you might wonder how to pay the domestic helper’s salary every month, should you give her cash directly or make a bank transfer?

What are the advantages of opening a bank account for your domestic helper?

In Hong Kong, many domestic helpers do not have have a bank account to receive their salary. Helping your domestic helper open a bank account is a win-win situation for both of you. You will save time and keep track of the salary payment.

A bank account can also help her better manage her money and save more as she will be less tempted to spend it.

Which bank for your domestic helper?

Not all banks are welcoming towards domestic helpers so it is better if you go with her. Before choosing, also check if they require a minimum monthly balance, as most banks will expect HK$5,000 to HK$10,000.

Fortunately, we did some research for you and selected the best banks for domestic helpers in Hong Kong:

Hang Seng Bank

Hang Seng bank ATM Statement Savings Account is the most convenient bank account for domestic helpers in Hong Kong as there is no minimum monthly balance. The bank requires an initial deposit of at least HK$500.

The required documents for opening the account are:

  • Passport
  • Hong Kong ID card
  • The original employment contract
  • OEC number might be required for Filipino domestic helpers

Bank of China

The other option for no minimum monthly balance is Bank of China, but a minimum amount of HKD 1,000 is needed at account open date.

  • Passport
  • Hong Kong ID card
  • The original employment contract
  • OEC number might be required for Filipino domestic helpers

The Asian Migrants Credit Union

The Asian Migrants Credit Union proposes savings accounts for migrants in Hong Kong, with a minimum balance as low as HK$5. To open an account contact the organisation directly, the only document required is the HKID.

Does your domestic helper need a little help with budgeting?

You could also send your domestic helper to financial management classes. The NGO in Hong Kong that is dedicated to this area is Enrich HK. The courses usually include budgeting, and even entrepreneurship and investment. Your domestic helper will not only know how to save and spend money more wisely, she can also put these skills into use when she returns to her home country and get a better return from the money she earns in Hong Kong.

You’re now all set! Let us know which bank you think is the most convenient and what other banking services you are using.

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Mahee from HelperChoice

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  • hi, i am a helper and able to open bank account in hsbc, and someone i dont know send me big amount of money, now my employer found it and ask me explenation about it but i dont know about it, is this posible reason he can bring me to police?

    • Hello Mari. You should talk to your employer about the mistaken transaction appeared in your bank account. If money is incorrectly transferred into your account, you should notify your bank and your employer. Your bank will then try to return the money to the sender. You should not spend or withdraw the money transferred into your account by mistake because it is not legally yours and you have to pay it back.

  • Hi I am a domestic helper herw in Hongkong. I have an aunt in US who want to send me money to my hangseng bank account in the amount of 40k hkd. Would it possible? I am just afraid of the money laundering maybe the bank will question me of the big amount. Thank you for someone can answer my concern.

    • Hello Marife, it should be ok, but it would be better to call the bank before to ask them directly, they will be able to help.

    • Hello Ana, the easiest banks to open a bank account for foreign domestic workers in Hong Kong are Hang Seng Bank and Bank of China. It should be done within a day if you have all the required documents, I suggest you go to a branch to ask for more information.

  • can I open account tomorrow, Friday even though its statutory ? because that day I have time to go hang seng bank branch, thank you!

    • Hi Angelica, you should check if the branch is open, but if it is it should be fine!

  • Hi im susanna i just want to ask if i open an account ang pay 1000 hkd in Bank of china can i widraw it or not...thank u

  • Hello, is there a Hang Seng or Bank of China branch in chung kwang o?
    And is it open Saturdays?

  • Hi i want to open a bank account in hang seng bank and i dont have an oec number im not sure if this bm online number will be accepted ,,,, thanks

  • hello, i.just want to ask if my ATM savings statement at HANG SENG.BANK can upgrade yo DEBIT CARD? . THANKS

    • Hello Elizabeth, unfortunately, we don't have the answer to your question, I suggest you contact Hang Seng Bank directly

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